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SunTrust Loan Modification

SunTrust Loan Modification may help you stay current with your payments and save your home from foreclosure. You can get the benefit of SunTrust mortgage loan modification under the federal government's Making Home Affordable Program. The program has two parts. Home Affordable Refinance Program (HARP) is for those homeowners who are current with their payments but are likely to face financial hardship soon. Home Affordable Modification Program (HAMP), on the other hand, targets those mortgagors who are behind their payments and may face foreclosure if some corrective measures are not taken immediately.

SunTrust Loan Modification Program

SunTrust Loan Modification Program is nothing but the President's Home Affordable Modification Program, which seeks a reduced monthly payment by bringing about some changes in the original loan agreement. If you are delinquent on your payments or are facing a financial hardship, you may find this option helpful. Approach your lender with the accurate and detailed description of your current financial condition, well supported by proofs of income and expenditure, to strike a mortgage negotiation that can allow you to pay your mortgage bills more affordably.

Check the application guidelines and figure out your qualification for the program and how you can increase the chances of success. Write a detailed hardship letter explaining why it is not possible for you to pay mortgages, and collect documents to support the points you have laid out in your letter. You can contact SunTrust Mortgage Loan Modification Department to make request for financial forms via email, fax or US mail, or visit the official website of the bank to complete the secure confidential form online.

Analyze your current financial situation thoroughly and see what kind of mortgage payment you would be comfortable with. With this loan modification objective in your mind you can now proceed to make your mortgage negotiation a real success. Read reviews of homeowners facing similar situation by joining a SunTrust Loan Modification Forum. This will help you plan your next move and get enough confidence to achieve success in your mortgage modification objective.

SunTrust Mortgage Loan Modification Department


SunTrust Mortgage Loan Modification Department can be approached via Loss Mitigation Department of the SunTrust Mortgage, Inc. If you have already been sent a delinquency notice you can call to take free advice from a HUD-Certified Counseling Agency. The number is 1-888-995-HOPE, which is a national hotline and open 24 hours a day, 7 days a week. The contact details for SunTrust Loan Modification Department are as follows:

Phone Number: 800.443.1032, Option 3
Contact Hours: 8:00 AM - 10:00 PM, ET (Monday - Friday)

To complete the secure confidential form online, visit the following website:

Website: https://www.myloancare.com/SunTrust/HomeRetentionRequest.aspx


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