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PHH Mortgage Rates

PHH Mortgage Rates are competitive and offer you best options to get financial assistance for buying a new home or refinance an existing loan. As one of the top mortgage originators and loan servicing companies in the country PHH Mortgage Services brings you a host of programs at unbelievable interest rates and flexible payment terms. With a mission statement that clearly outlines its commitment towards the customers the company offers certain exclusive features, such as guaranteed closing date, free pre-approval to qualifying buyers and a complete range of mortgage programs at competitive interest rates.

PHH Mortgage Program

The mortgage programs at PHH include all major categories - fixed-rate, interest only fixed-rate and adjustable-rate mortgages.
  • Fixed-Rate Mortgage: Stable rates and fixed payment each month make this option attractive though you need to spend more over the entire loan period. Preferable for those who have stable income and have planned to stay in their houses for a long time, the program offers you a number of payment-term options, such as 40, 30, 20 and 15 years.
  • Interest Only Fixed-Rate Mortgage: This program offers you a fixed interest rate for entire loan term with an advantage to pay interest rates only during the initial 5, 10 or 15 year periods. After completing this phase, you will start paying the principal amount at current interest rate.
  • Adjustable-Rate Mortgage: It costs lower than a fixed-rate mortgage but your monthly payment may rise significantly when the market changes and interest rates go up. This is a favorable option if you plan to relocate in near future. On the other hand, borrowers with fixed income may not find it favorable to have an ARM. Under this program you have options like Advantage ARM; 3/1, 5/1, 7/1 and 10/1 adjustable-rate mortgage; and 3/1, 5/1, 7/1 and 10/1 interest only adjustable-rate mortgage.

PHH Mortgage Current Rates

Here is an example of PHH Mortgage Current Rates and Refinance Rates that you would find online at the website of the company.

Mortgage Program Rates APR
40-Year Fixed 4.920% 5.082%
30-Year Fixed 4.340% 4.529%
25-Year Fixed 4.340% 4.557%
20-Year Fixed 4.210% 4.468%
15-Year Fixed 3.875% 4.146%
10-Year Fixed 3.750% 4.166%
10/1 ARM 3.750% 3.642%
7/1 ARM 3.330% 3.330%
5/1 ARM 3.125% 3.178%
3/1 ARM 3.750% 3.345%
3/1 ARM Interest Only 3.940% 3.331%
5/1 ARM Interest Only 3.125% 3.176%
7/1 ARM Interest Only 3.460% 3.343%

For more information on mortgage options and current interest rates call (800)210-8849 or send a secure email to PHH Mortgage Services.


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