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HSBC Mortgage Rates

HSBC Mortgage Rates are among the best as the bank is offering an array of loan products, each with a set of unique features and an extended rate-lock period. The mortgage products on offer are suitable for home purchase as well as refinance, the interest rate being the same in both the cases for a particular loan type. Moreover, there could be fixed mortgage rates as well as variable rates depending upon the types of loans opted by borrowers. Furthermore, the rates vary for each state in the US and so you need to go to the website of HSBC Bank USA to check current mortgage rates online for your state.

HSBC Mortgage Rates in New York

Here is an example of HSBC Mortgage Rates in New York, the state where the headquarters of HSBC Bank, NA is located. The rates given here are only for illustration purpose. For HSBC Mortgage Rates Today, visit the official website of the bank.

Loan Types Interest Rates APR
15 Year Conforming Purchase/Refinance 4.125% 4.361%
30 Year Fixed Conforming Purchase/Refinance 4.625% 4.762%
30 Year Fixed FHA/VA Purchase/Refinance 4.625% 4.804%
30 Year Fixed SONYMA Low Interest Rate 4.250% 4.384%
3/1 YR LIBOR ARM Conforming 3.625% 3.433%
5/1 YR LIBOR ARM Conforming 3.750% 3.531%
30 Year CommunityWorks 4.250% 4.384%
30 Year SONYMA Low Interest Rate 4.625% 4.804%

The lock period for all these loan types with the exception of 30 Year Fixed SONYMA Low Interest Rate is 60 days. The lock period for SONYMA (State of New York Mortgage Agency) loans, which can only be used to purchase a home located in New York, is 100 days.

HSBC Mortgage Rates Calculator

HSBC Bank offers a variety of mortgage rates calculator to help you know what kind of interest rates you would be paying during the loan term. Some of the most used home mortgage calculators include fixed vs adjustable rate calculator, 15 year vs 30 year term calculator, points-to-rate calculator, refinance calculator, etc.

At HSBC Premier, you will find Premier Deluxe Jumbo mortgages at some of the best rates, with facilities like no fees to lenders and disbursal of up to $5 million of loan amount. For more information you can visit the official website of HSBC Bank USA where you can also get detailed information regarding mortgage loan rates in New York, New Jersey and other US states.


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