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HSBC Mortgage

HSBC Bank USA, NA headquartered at New York, is a subsidiary of UK-based HSBC Holdings plc, a company that came into existence in 1990 after the acquisition of Marine Midland Bank, headquartered at Buffalo NY, by The Hongkong and Shanghai Banking Corporation, the international pedigree of The HSBC Group. The other banks acquired by HSBC Bank, NA during subsequent years include Spectrum Home Mortgage, United Northern Federal Savings Bank, First Commercial Bank of Philadelphia, Republic National Bank, and First Federal Savings, headquartered in Rochester NY.

In 2002, the bank acquired Household Finance Corporation (HFC) to enter the sub-prime lending market under the name HSBC Finance. The former Household Mortgage Services customers are served online through HSBC Mortgage Services Inc, which has its main office located in Brandon FL for addressing issues pertaining to real estate taxes, collections, bankruptcy and foreclosure.

HSBC Mortgage Rates

HSBC Bank offers fixed-rate as well as adjustable-rate mortgages besides providing a few specialized categories of home loans. Under fixed rate, the bank offers products that include Conforming Fixed, New York SONYMA, VA & FHA Loans and Interest only mortgage loans. On the other hand, you have option to choose between Conforming ARMs and Interest Only ARMs under adjustable-rate mortgage products. The interest rates and APR for each of these products vary from state to state. Please check the website of the bank for current HSBC Mortgage Rates in your state.

HSBC Mortgage Calculator

HSBC Bank, National Association provides an extensive array of mortgage calculators to help new as well as existing customers do a number of mathematical computations. These are often a requirement in order to weigh down your options between renting and owning a home or choose between a fixed-rate mortgage and an adjustable-rate product. HSBC Mortgage Calculator can do a variety of calculations and help you get the satisfactory answers for all your mortgage-related problems.

HSBC Mortgage Online

With HSBC Mortgage Online you can manage your account conveniently anytime anywhere. This is possible through Internet Banking facilities that the bank offers to those who are interest in having these. The facilities include online access to see account balances and transactions, easy monitoring of day-to-day activities, instant fund transfer and online bill payment from your HSBC checking account. New customers must sign up to complete the process of registration before availing the services. Existing customers can directly login to their account to conduct an activity online.

HSBC Mortgage Customer Service

There exist different customer service platforms for different kinds of customers. For example, Customers with new accounts and applications can make a call at 1-888-346-1717 whereas existing customers with HSBC mortgage accounts have option to either use an automated quick response line or forward their request to customer service department. The Household Mortgage Services customers, on the other hand, can access HSBC Mortgage Customer Service by visiting the website of HSBC Mortgage Services or making a call at 1-800-333-7023. It is also possible to send an email via a secured online form. Moreover, you can send your mail to the following address:

HSBC Mortgage Corporation (USA)
Attention: Customer Service
P.O. Box 4552
Buffalo, NY 14240-8851

Phone Number (Existing): 800) 338-4626


HSBC Bank Mortgage