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EMC Mortgage Corporation

EMC Mortgage Corporation, owned by Bear Stearns, is now a subsidiary of JP Morgan Chase, one of the biggest lenders in the US. Bear Stearns was a pioneer in mortgage securities and was known as a leading securitization company before it went into trouble and was finally acquired by JP Morgan Chase in 2008. EMC Mortgage Corporation was the loan servicing division of the company with specialization in residential mortgage.

With the collapse of Bear Stearns, EMC Mortgage Company, which was then headed by John Vella, its CEO and President, became a part of the JP Morgan Chase group. Despite the change in its ownership, the company retained most of its executive officers and kept its important addresses and phone, fax and other contact details unchanged. Existing customers can still call 1-800-723-3004 to contact loan servicing executives and send payments to its mortgage payment processing center at Dallas TX. Moreover, one can also call 1-800-695-3485 to talk to an experienced Chase loan officer.

EMC Mortgage Corporation Phone Number

EMC Mortgage Group consists of several departments, chiefly located within Texas and at locations like Irvine CA and Springfield OH, and registered real estate agents and contractors. Since the group now completely under the possession of Chase bank, one looking for EMC REO Properties for sale will need to go to the website of its parent company. Online payment is still possible with, and one needs to have login ID and password to access their loan account online.

The Loan Workout Department can be contacted by calling the toll free number 1-800-723-3004, which is also the phone number for loan modification, bankruptcy, short sale, REO and loss mitigation departments. Hearing impaired people can call 1-800-735-2989 to get access to these divisions of the bank. The insurance department can be contacted at 1-877-406-4372. To enquire about anything that is not related to mortgage, you can call (800) 695-7695. The fax number is 917-849-2677 and the email address is

EMC Mortgage Corporation Address

Following are the address details of some the important departments.

Corporate Headquarters:
EMC Mortgage Corporation
2780 Lake Vista Drive
Lewisville, TX 75067-3884

Payment Mailing Address:
EMC Payment Processing Center
P.O. Box 660753
Dallas, TX 75266-0753

For written correspondence:
EMC Mortgage Corporation
P.O. Box 293150
Lewisville, TX 75029-3150

Address for Tax Bills and Correspondence:
Attention: Tax Department
P.O. Box 961294
Fort Worth, TX 76161-0294

EMC Mortgage Insurance Department
P.O. Box 7589
Springfield, OH 45501-7589

EMC Mortgage Irving TX
Ste 200, 909 Hidden Rdg,
Irving, TX 75038-3826
Phone Number: (972) 714-1021


EMC Mortgage
Loan Modification